VAT Registration UK 2026/27 — The £90,000 Threshold Explained

The UK VAT Registration Threshold

The current VAT registration threshold is £90,000 of taxable turnover in any rolling 12-month period. This figure has been unchanged since April 2024 and applies through the 2026/27 tax year.

Once your taxable turnover crosses this threshold, VAT registration is not optional — it is a legal requirement. Missing the deadline carries penalties calculated on the VAT that should have been collected from the date you should have registered, not from when you actually did.

How the Rolling 12-Month Test Works

The threshold is not based on the tax year, the financial year, or the calendar year. It is a rolling test — recalculated at the end of every calendar month.

At the end of each month, look back at the previous 12 months of taxable turnover. If the total exceeds £90,000 at any point:

  1. You have 30 days from the end of that month to notify HMRC
  2. Your VAT registration becomes effective from the first day of the month after that 30-day period

Example:

June turnover pushes rolling 12-month total to £93,000
Notify HMRC by: 31 July
Registration effective from: 1 August

The Forward-Looking Test

There is a second trigger that catches many businesses off guard. If at any point you have reasonable grounds to believe your taxable turnover will exceed £90,000 in the next 30 days alone — for example, you have just signed a large contract — you must notify HMRC immediately.

In this case, registration takes effect from the start of that 30-day period, not the end. This is stricter than the backward-looking test and gives you no grace period.

What Counts as Taxable Turnover?

Not all income counts towards the £90,000 threshold. Understanding what to include — and what to exclude — is critical.

Included in taxable turnover:

Supply Type VAT Rate Counts Towards Threshold?
Standard-rated sales 20% ✅ Yes
Reduced-rated sales 5% ✅ Yes
Zero-rated sales 0% ✅ Yes

Not included in taxable turnover:

Supply Type Example Counts Towards Threshold?
Exempt supplies Residential lettings, insurance, education ❌ No
Out-of-scope supplies Wages, dividends, outside-UK B2B services ❌ No
One-off asset sales Selling a business vehicle or equipment ❌ No (usually)

This is why the difference between zero-rated and exempt supplies matters so much. Zero-rated sales — such as selling children's clothing or books — count towards your registration threshold even though no VAT is charged. Exempt sales do not.

Late Registration — Penalties and Consequences

Registering late is one of the most expensive VAT mistakes a business can make. HMRC charges a penalty based on the VAT that should have been collected from the date you should have registered — not from when you actually notified them.

How Late Penalty
Up to 9 months late 5% of net VAT due
9 to 18 months late 10% of net VAT due
More than 18 months late 15% of net VAT due

The minimum penalty is £50. The VAT itself — 20% on all taxable sales during the unregistered period — still has to be paid. If clients have long since settled their invoices, that liability comes out of your own pocket.

Voluntary VAT Registration

You can register for VAT voluntarily at any point — even if your turnover is well below £90,000. This can make strong financial sense in the right circumstances.

Voluntary registration makes sense when:

  • Most of your customers are VAT-registered businesses — they reclaim whatever VAT you charge, so it costs them nothing, and you gain full input VAT recovery on your own costs
  • You have significant VATable business expenses — software, equipment, professional fees, office costs
  • Larger clients expect or require suppliers to be VAT-registered
  • You are growing and expect to cross the threshold within 12 months anyway

Voluntary registration is less suitable when:

  • Most customers are private individuals who cannot reclaim VAT — the 20% becomes a real price increase
  • Your business expenses are low and mostly VAT-free
  • You are in a price-sensitive consumer market where competitors are unregistered

The Deregistration Threshold

If your turnover drops after registration, you can apply to deregister. The deregistration threshold is £88,000 — you must be able to demonstrate that your taxable turnover in the next 12 months will fall below this figure.

The £2,000 gap between registration and deregistration thresholds exists deliberately to prevent constant registering and deregistering as turnover fluctuates around the line.

After Registration — What Happens Next

Once registered, HMRC will issue a VAT registration certificate confirming your VAT number and the effective date of registration. You must then:

  • Add your VAT number to all invoices
  • Charge the correct VAT rate on all taxable supplies
  • File quarterly VAT returns through MTD-compliant software
  • Pay VAT owed to HMRC by the deadline — usually one month and seven days after the end of each quarter

You can also consider whether the Flat Rate Scheme is appropriate for your business at this stage.

Frequently Asked Questions

What is the VAT threshold for 2026?

The registration threshold is £90,000 of taxable turnover in any rolling 12-month period, unchanged since April 2024.

What happens if I go over the VAT threshold and don't register?

HMRC will charge penalties on all VAT that should have been collected from the date you should have registered. You will also owe the VAT itself — which you will have to pay from your own funds if you did not charge it to customers at the time.

Can I register for VAT before I reach the threshold?

Yes. Voluntary registration is available to any UK business making taxable supplies, regardless of turnover level.

How long does VAT registration take?

HMRC typically processes VAT registrations within 10 to 40 working days. You can request a VAT registration number urgently if you need one sooner for a specific contract.

All thresholds and penalty rates based on HMRC guidance for 2026/27. Always verify current figures at gov.uk/register-for-vat.

All calculation models, tax algorithms, and statutory thresholds on this platform are engineered and verified by a qualified financial professional holding a CMA (Certified Management Accountant) qualification and a CA (Chartered Accountant) Inter certificate.

This ensures 100% mathematical accuracy and strict compliance with the latest HMRC 2026/27 guidelines.

Privacy Policy · Disclaimer